At Shrinath Consultancy and Sales Pvt. Ltd., we believe in building trust through transparency, performance, and expert financial guidance. Founded in 2020 and headquartered in Udaipur, Rajasthan, we specialize in providing consultancy and support services related to financial intermediation, business development, and strategic sales solutions.
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Unlock Your Financial Freedom
Personal Loan – Fast, Flexible, and Hassle-Free | Shrinath Sales
Make your dreams a reality with Shrinath Sales Personal Loans. Get instant approval, low-interest rates, 100% digital application, and flexible repayment options — all tailored for your convenience.
Instant Approval: Get your loan sanctioned in 24–48 hours
Paperless Process: Complete your application online from anywhere
Low Interest Rates: Affordable EMIs to suit your budget
Flexible Tenure: Repay comfortably from 12 to 60 months
Expert Guidance: Our advisors help you choose the best loan
What Is a Personal Loan?
A personal loan is an unsecured financial product offered by banks and financial institutions that allows individuals to borrow money without pledging any collateral. Unlike home or car loans, you don’t need to provide security like property or a vehicle. Instead, your eligibility is determined based on your credit score, income, employment stability, and repayment history.
Why Choose a Personal Loan from Shrinath Sales?
Choosing the right personal loan provider can make a big difference in your borrowing experience. Here’s why thousands of customers trust Shrinath Sales:
- Why Choose 1.
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- Why Choose 3.
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- Why Choose 5.
Fast Approvals and Quick Disbursal
Time is precious, especially during financial emergencies. We ensure instant approvals and quick disbursals, often within 24 to 48 hours, so you get access to funds when you need them most.
100% Digital Application
No paperwork hassles! With our fully online personal loan application process, you can apply from anywhere, anytime. Just upload your documents, verify your details, and get your loan approved with ease.
Attractive Interest Rates
At Shrinath Sales, we’ve partnered with leading banks and NBFCs to bring you low-interest personal loan options that suit every budget. Enjoy flexible repayment plans without worrying about high EMIs.
No Collateral Required
Our personal loans are completely unsecured, meaning you don’t need to mortgage any asset. All you need is a stable income and a good credit profile.
Flexible Repayment Tenure
Choose a repayment tenure that works best for you — from 12 months to 60 months — allowing you to manage your EMIs comfortably.
Top Uses of a Personal Loan
One of the best things about personal loans is their versatility. You can use the funds for almost any purpose. Here are some common reasons people apply for personal loans:
Medical Emergencies:
Handle sudden hospital bills or health expenses without financial strain.
Medical Emergencies:
Handle sudden hospital bills or health expenses without financial strain.
Wedding Expenses:
Make your special day grand without worrying about your savings.
Home Renovation:
Upgrade your home interiors or fix repairs with instant financial support.
Education and Travel:
Fund higher education or your next big adventure with ease.
How to Apply
Getting started is quick and easy. Here’s how you can apply:
- Fill out the online form: Enter your basic details such as name, income, and loan amount
- Upload documents for instant verification
- Get instant loan offers from multiple banks and NBFCs
- Select your preferred offer and receive the disbursal directly into your account
Personal Loan Emi Calculator
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Bank of India
- Interest Rate : 11.1% - 16.15%
- Processing fee : Up to 1% (Maximum Rs 15,000)
- Loan Amount : ₹25K - ₹25L
- Tenure : (1 - 7 Years)
Bank of Baroda
- Interest Rate : 10.4% - 18.1%
- Processing fee : Upto 2% of the Loan amount + applicable
- Loan Amount : ₹1L - ₹20L
- Tenure : (1 - 7 Years)
State Bank of India
- Interest Rate : 10.05% - 15.05%
- Processing fee : Up to 1.5% of the loan amount
- Loan Amount : ₹50K - ₹35L
- Tenure : (1 - 6 Years)
Punjab & Sind Bank
- Interest Rate : 9.85% - 12.9%
- Processing fee : Up to 1.00% of loan amount
- Loan Amount :₹50K - ₹20L
- Tenure : (1 - 7 Years)
Punjab National Bank
- Interest Rate : 10.5% - 17.05%
- Processing fee : Up to 1% of the loan amount
- Loan Amount : ₹50K - ₹20L
- Tenure : (1 - 6 Years)
Union Bank of India
- Interest Rate : 10.35% - 14.45%
- Processing fee : Up to 1% (Maximum Rs 7,500)
- Loan Amount : Up to ₹50L
- Tenure : (1 - 30 Years)
Indian bank
- Interest Rate : 9% - 15.25%
- Processing fee : Up to 2% of the loan amount
- Loan Amount : ......
- Tenure : (1 - 7 Years)
Bank of Maharashtra
- Interest Rate : 9% - 13.8%
- Processing fee : 1% of Loan amount + GST
- Loan Amount : ₹25K - ₹20L
- Tenure : (1 - 7 Years)
Canara Bank
- Interest Rate : 8.25% - 16%
- Processing fee :
- Up to 0.50% of loan amount (Rs 1,000 to
- Loan Amount : ₹1L - ₹10L
- Tenure : (0 - 6 Years)
Reliance Capital
- Interest Rate : 11.99% - 16.25%
- Processing fee : Up to 2%
- Loan Amount : ....
- Tenure : (1 - 4 Years)
karnataka bank
- Interest Rate : 11.21% - 16.21%
- Processing fee : Up to 2% of loan amount
- Loan Amount : ₹1L - ₹25L
- Tenure : (1 - 5 Years)
Deutsche Bank
- Interest Rate : 10.7% - 11.75%
- Processing fee : Up to 2% of the loan amount
- Loan Amount : ₹50K - ₹15L
- Tenure : (1 - 4 Years)
karur Vysya Bank
- Interest Rate : 10.6% - 13.6%
- Processing fee : 1.50% of the requested loan
- Loan Amount : ₹50K - ₹10L
- Tenure : (1 - 6 Years)
IndusInd Bank
- Interest Rate : 10.49%
- Processing fee : Up to 3% of the sanctioned loan
- Loan Amount : ₹3L - ₹75L
- Tenure : (1 - 50 Years)
IDFC FIRST Bank
- Interest Rate : 9.99%
- Processing fee : Upto 2% of processing fee.
- Loan Amount : ₹20K - ₹1Cr
- Tenure : (0 - 5 Years)
Federal Bank
- Interest Rate : 11.99% - 18.99%
- Processing fee : Up to 3% of loan amount
- Loan Amount : ₹50K - ₹25L
- Tenure : (1 - 5 Years)
ICICI Bank
- Interest Rate : 10.6% - 16.5%
- Processing fee :Up to 2% of the loan amount + applicable
- Loan Amount :₹2.5L - ₹50L
- Tenure : (1 - 6 Years)
HDFC Sales
- Interest Rate :10.5% - 25%
- Processing fee :....
- Loan Amount :₹50K - ₹40L
- Tenure : (1 - 5 Years)
Kotak Bank
- Interest Rate :9.98%
- Processing fee :Up to 5% of loan amount
- Loan Amount :₹50K - ₹35L
- Tenure : (1 - 5 Years)
Bhanix Finance
- Interest Rate :33.5% - 36%
- Processing fee : Up to 2.5% of loan amount
- Loan Amount :₹45K - ₹3L
- Tenure : (0 - 1 Years)
Tata Capital Financial Services LTD
- Interest Rate :11.5% - 29.99%
- Processing fee : Up to 3.00%
- Loan Amount : ₹75K - ₹35L
- Tenure : (1 - 6 Years)
Ujjivan Small Finance Bank
- Interest Rate :23% - 24.5%
- Processing fee : Up to 2% of loan Amount
- Loan Amount :₹1L - ₹30L
- Tenure : (1 - 3 Years)
Capital First Ltd.
- Interest Rate :18.96%
- Processing fee : Up to 2.49% of the loan amount
- Loan Amount :₹1L - ₹40L
- Tenure : (1 - 5 Years)
Clix Capital
- Interest Rate :16% - 32%
- Processing fee : Up to 10% of loan sanctioned
- Loan Amount :₹1L - ₹10L
- Tenure : (1 - 5 Years)
AU Small Finance Bank
- Interest Rate :15% - 36%
- Processing fee : Up to 4% of Loan amount
- Loan Amount :₹25K - ₹10L
- Tenure : (1 - 5 Years)
Muthoot Finance Ltd
- Interest Rate :14% - 22%
- Processing fee : Up to 2% of the loan amount
- Loan Amount :₹50K - ₹10L
- Tenure : (1 - 5 Years)
SMFG India Credit Company Ltd
- Interest Rate :13%
- Processing fee : Upto 5% of loan amount.
- Loan Amount :₹50K - ₹30L
IIFL Finance
- Interest Rate :12.75% - 44%
- Processing fee : Up to 9% + applicable taxes
- Loan Amount :₹5K - ₹5L
Piramal Finance
- Interest Rate :12.09%
- Processing fee : Up to 5% of the loan amount + applicable taxes
- Loan Amount :₹50K - ₹25L
Tata Capital Housing Finance Limited
- Interest Rate :10.99%
- Processing fee : Up to 2.75%of the loan amount
- Loan Amount :Up to ₹35L
Poonawalla Fincorp Limited
- Interest Rate :9.99%
- Processing fee : Upto 3% of the Loan amount + applicable
- Loan Amount :₹1L - ₹50L
Privo Personal Loan
- Interest Rate :9.99% - 39.99%
- Processing fee : Up to 5%
- Loan Amount :₹10K - ₹2L
Prefr Personal Loan
- Interest Rate :15% - 36%
- Processing fee : 3-5% with Minimum Proc. Fee of INR
- Loan Amount :₹50K - ₹5L
- Tenure : (1 - 4 Years)
Aditya Birla Finance Limited
- Interest Rate :33.5% - 36%
- Processing fee :
- Up to 4% of the loan amount + gst
- Loan Amount :₹1L - ₹40L
- Tenure :(1 - 7 Years)
Hero FinCorp
- Interest Rate :18.96%
- Processing fee : 3.5% of the loan amount + applicable taxes
- Loan Amount :₹50K - ₹5L
- Tenure : (1 - 5 Years)
Zype Personal Loan
- Interest Rate :18%
- Processing fee : Upto 6% of the Loan Amount
- Loan Amount :Up to ₹5L
- Tenure : (0 - 2 Years)
Edelweiss Financial Services
- Interest Rate :14.5% - 18.5%
- Processing fee : Upto 2% of the Loan amount + applicable taxes
- Loan Amount :₹2L - ₹20L
- Tenure : (1 - 4 Years)
InCred Financial Services
- Interest Rate :13.99%
- Processing fee : 2.00% - 5.00%
- Loan Amount :₹50K - ₹10L
Shriram Urban Co Operative Bank
- Interest Rate :12.5% - 15.5%
- Processing fee : Upto 1% of the sanctioned loan
- Loan Amount :₹10K - ₹3L
L&T Finance
- Interest Rate :11%
- Processing fee : Up to 3% of loan amount +
- Loan Amount :₹1L - ₹30L
Bajaj Finserv Personal Loan
- Interest Rate :10% - 31%
- Processing fee : Up to 3.93% of loan amount
- Loan Amount :₹20K - ₹55L
Loantap Credit Products Private Limited
- Interest Rate :Up to 26%
- Processing fee : Processing: Online TAT: 1 Day to 4 Days
- Loan Amount :₹50K - ₹10L
