At Shrinath Consultancy and Sales Pvt. Ltd., we believe in building trust through transparency, performance, and expert financial guidance. Founded in 2020 and headquartered in Udaipur, Rajasthan, we specialize in providing consultancy and support services related to financial intermediation, business development, and strategic sales solutions.
Read More📈 SIP Calculator – Plan Your Investments Smartly
A Systematic Investment Plan (SIP) is one of the most efficient and disciplined ways to build wealth over time. Instead of investing a large sum at once, SIPs allow you to invest a fixed amount regularly (monthly or quarterly) in mutual funds — helping you benefit from rupee cost averaging and compounding returns.
The SIP Calculator by Shrinath Sales helps you estimate the future value of your investments and plan your financial goals wisely. Whether you’re saving for retirement, education, or a dream home, our tool gives you a clear idea of how much you should invest to reach your goals.
🔹 What Is an SIP Calculator?
An SIP Calculator is an online financial tool that helps you calculate the expected returns on your mutual fund investments made through SIPs.
By entering details like monthly investment amount, investment period, and expected rate of return, you can get an instant projection of your total wealth creation.
🧮 SIP Calculator Formula
The future value of SIP investment is calculated using the following formula:
FV=P×(1+r/n)n×t−1r/n×(1+r/n)FV = P \times \frac{(1 + r/n)^{n \times t} – 1}{r/n} \times (1 + r/n)FV=P×r/n(1+r/n)n×t−1×(1+r/n)
Where:
FV = Future Value of the investment
P = SIP amount (monthly investment)
r = Expected annual rate of return (in decimal)
n = Number of compounding periods per year (usually 12)
t = Investment duration (in years)
🌟 Benefits of Using SIP Calculator
Set Realistic Financial Goals
Know exactly how much you need to invest to reach your target corpus.
👨💼 Personalized Assistance
Use our calculator anytime, from anywhere — no login or registration required.
Encourages Financial Discipline
Understand the power of consistent investing and compounding.
Saves Time & Effort
No manual calculations — get instant and accurate results.
Compare Different Scenarios
Change investment amount, duration, or return rate to compare outcomes instantly.
💰 Example
Let’s say you invest ₹10,000 per month in a mutual fund with an expected return of 12% per year for 10 years.
Your total investment = ₹10,000 × 12 × 10 = ₹12,00,000
Your expected return ≈ ₹23,23,000
👉 That means your wealth grows by ₹11,23,000 through disciplined investing!
